About Syble Solomon

For developing her money personality methodology, Syble has been named Educator of the Year by the Association for Financial Counseling and Planning Education and served multiple terms on AFCPE’s national board of directors.

She was honored as the 2013 North Carolina Outstanding Contributor to Financial Education for Youth by the North Carolina Jump$tart Coalition. The financial curriculum for teens she co-created with The Dibble Institute also received the Excellence in Financial Literacy Education from the Institute for Financial Literacy.

In 2009 she was presented with the Smart Marriages Impact Award from the Coalition for Marriage, Family, and Couples Education for helping people talk about money and develop the skills to deal with finances in a healthy way.

Money Habitudes was also featured as a financial book of the month selection in the Washington Post.

In 2019, Syble Solomon was awarded the Friend of National Extension Association of Family and Consumer Sciences for her outstanding contributions to NEAFCS

Years ago, people began sharing their money stories with Syble during coaching sessions and workshops. Some had hidden debt or secret spending they kept from their spouses; others recognized the need to invest and save money for the future but didn’t do it; others ignored their financial realities to live lifestyles they couldn’t afford, yet others made risky investments or avoided financial risk altogether. Their rational minds knew better, yet they continued to make unwise financial choices or didn’t follow through on their saving and spending plans.


Intrigued by this contradiction, Syble studied the research in finance, psychology of money, addiction, and behavioral economics, the field which examines decision-making as it relates to financial behavior. She became determined to help people think honestly about their relationships with money. Given her background in education and her experience working with families from different socioeconomic and cultural backgrounds, she knew the solution needed to be interactive, quick, and fun. It also had to be non-threatening, non-judgmental, and, of course, effective.

Money Habitudes represent the most common patterns of financial habits and attitudes that appeared in the research. To help people easily understand the psychology of money, a card game format was chosen. After all, adult learning research concludes that people are more open to learning when they enjoy themselves in a non-threatening situation. Research also shows that games are associated with familiar, pleasurable activities as opposed to tests or lectures. The goal was to help people identify which psychological and behavioral finance themes applied to their lives so they could understand their decisions.

During development, the cards were tested by focus groups representing a wide range of ages, educational levels, and socioeconomic and cultural backgrounds. The cards were then piloted by professionals from many different fields. Recent studies in microfinance confirm that emotions strongly influence financial choices.

The cards have been translated into Spanish, German, Mandarin, and Bahasa. Thanks to licensees in Singapore and Australia, there are now Asian and Australian English editions of the cards that can be ordered in those countries. They are also available from a distributor in Canada.

Since its introduction in 2003, Money Habitudes has been used in every state in the US, every branch of the military, and in over 40 countries. After using the money personality tool, people often remark that they better understand the psychology of money; it sparks true a-ha! moments with money and results in the best talk about finances people have ever had.

In addition to creating Money Habitudes, Syble is also:

  • The author of Inspired Savings, a motivational calendar-book, which includes practical money management tips.
  • The co-author of Bringing Money Into the Conversation, a guide for therapists and other professionals working with clients on financial issues.
  • The co-creator of The Good Credit Game, a hands-on teaching kit for financial educators.